Inisiua ta'avale ta'avale Sigapoa o lo'o ofoina atu e mafai ona fesuisuia'i tau. O lau tupe fa'aalu e ono a'afia i le tele o fa'alavelave i le taimi ua tuana'i po'o solitulafono aveta'avale o lo'o i lau fa'amaumauga. Mo i latou e mama fa'amaumauga ave ta'avale, inisiua ta'avale le tau averesi e mafai ona amata mai ile S$700 i luga ole S$3,000.
E foliga taugata? O le taumafai e ave taavale e aunoa ma se inisiua taavale i Sigapoa e sili atu ona lamatia ma e mafai ona e tau ai le faitau afe o tala, lau laisene avetaʻavale, ma o nisi taimi e falepuipui ai.
O lo'o i lalo ni nai mea e teu i lou mafaufau pe afai o lo'o e mafaufau i le mea e tupu pe afai e te alu e aunoa ma se inisiua ta'avale aoga i Sigapoa.
Fa'asalaga fa'aletulafono
O lo’o fa’atulafonoina i le Tulafono o Ta’avale a Sigapoa (Third-Party Risks and Compensation) e faapea o se tasi e maua o aveina se taavale afi i Sigapoa e aunoa ma se inisiua o le a nofosala i se solitulafono ma, pe a faamaonia, o le a faasala i le S$1,000, faaopoopo i le falepuipui mo le e oʻo atu i le 3 masina, poʻo mea uma e lua. O le a fa'aleaogaina fo'i oe mai le fa'aaogaina o se laisene mo le 12 masina pe a mae'a lau fa'asalaga pe afai e ta'usala oe i lenei solitulafono.
O le le usita'ia o le tulafono e mafai ona o'o atu ai i se tau e maualuga atu nai lo le mea e te totogiina pe ana fai sau a inisiua taavale afi Sigapoa fa'atonuga. E tele tuusaunoaga o loo i totonu o lenei tulafono. E le fa'asalaina oe i:
- O le ta'avale o lo'o e aveina e le'o ia oe pe o lo'o i lalo o se konekarate fa'afaigaluega po'o se nonogatupe
- O lo'o e fa'aogaina le ta'avale mo le galuega
- E te le iloa moni e le'i fa'atulafonoina se inisiua aoga
O le a le mea e tupu pe a e o'o i se fa'alavelave?
E ese mai i a'afiaga fa'aletulafono e te ono feagai i le ave ta'avale e aunoa ma se inisiua ta'avale, ma o lo'o e fa'ateleina fo'i le lamatiaga ia te oe ma au tupe. O le o'o i se fa'alavelave tau ta'avale a'o ave le ta'avale e le'i inisiua e o'o atu ai i le maualuga o tupe fa'aalu a le tagata lava ia mo le lipeaina po'o le suiina o lau ta'avale, fa'aleagaina mea totino, ma tupe alu fa'afoma'i. E te feagai foi ma se tagi mai se isi itu ma e tatau ona e totogia soʻo se mea ua faaleagaina, leiloa, ma tupe alu faʻafomaʻi. O lenei mea e mafai ona e tau ai le faitau afe o tala semanu e inisiua.
Taunuuga o luma
O nisi tagata ua ta'ua o "aveta'avale e lamatia tele" ma e talosagaina e totogi atili mo inisiua taavale. O le to'atele oi latou ua fa'aulu i se faiga ua ta'ua o le "muamua," lea latou te taumafai ai e maua se tau taugofie i luga o inisiua e ala i le fa'aogaina o fa'amatalaga o se fa'ailoga ta'avale e sili atu. Ose ituaiga faiga tau faasese. O le taumafai i lenei ta'iala ma le mauaina e mafai ona fa'aleaogaina atoa ai au faiga fa'avae, aemaise i se fa'alavelave.
E fa'apefea ona puipuia oe e inisiua ta'avale?
E tusa lava po o le a le faʻaeteete o lau taʻavale, e iai lava le avanoa e feiloaʻi ai ma se avetaʻavale faʻatauvaʻa. Inisiua ta'avale ta'avale O kamupani pito i luga a Sigapoa e aofia ai inisiua ta'avale atoatoa ma fa'atuatuaina. O le tele o nei 'au'aunaga e ofoina atu fa'aitiitiga ma voucher, o lea e siaki ai. E mafai ona e talosaga i le 90 aso a'o le'i muta lau pepa fa'apolokiki o lo'o iai nei. O fa'amanuiaga fa'aopoopo o se fuafuaga e aofia ai:
- Leai se Claim Discount (NCD) fa'aitiitiga i le 10% pe a e sese
- Au'aunaga lavea'i i autafa o le auala e maua fua pe a malepe lau ta'avale
- Gap Cover ma le Loan Protector penefiti e totogi ai lau nogatupe ta'avale e le'i totogia pe a leiloa le aofa'i o lau ta'avale ma maliu ai le tagata e umia pepa fa'apolokalame.
- Fa'aopoopo fa'amanuiaga ile fa'atinoina o galuega toe fa'aleleia
- O le le totogiina o se sene e tasi pe afai e te le o sese e fa'aaoga pe afai e te aafia i se fa'alavelave fa'afuase'i ma se ta'avale Sigapoa e iloagofie.
Ioe, e leai se tasi e mana'o e totogi se inisiua ta'avale pe a mafai ona latou fesoasoani, ae o le aloese mai le soli o le tulafono o le a sili atu lou tau nai lo lau inisiua ta'avale, e le gata i le taimi ma le tupe e teu ai. Afai e te manaʻo i le tau o inisiua taʻavale a Sigapoa, e mafai ona e siakiina mea na ofoina mai e kamupani sili. Fai ni su'esu'ega tele a'o le'i faia - siaki le fa'amaumauga a le tagata fai inisiua, fa'amatalaga o faiga fa'avae, ma iloiloga a tagata fa'aoga.
OA MEA E AVEA MAI LENEI TUSI:
- No Claim Discount (NCD) reduction by 10% when you are at faultFree roadside rescue services if your car breaks downGap Cover and Loan Protector benefits that cover your outstanding car loan in the event of a total loss of your car and the death of the policyholder, respectivelyAdd on benefits to conduct repairs preferred workshopNot paying a single cent if you’re not at fault applies if you are involved in an accident with an identifiable Singapore car.
- The car you’re driving does not belong to you or is under a contract of hiring or a loanYou’re using the car for workYou genuinely do not know that a valid insurance policy was not in effect.
- It’s stipulated in The Singapore Motor Vehicles (Third-Party Risks and Compensation) Act that someone caught driving a motor vehicle in Singapore without insurance coverage will be guilty of an offense and, upon conviction, will be fined up to S$1,000, plus imprisonment for up to 3 months, or both.
